Home | About Us | Legal Information | Privacy Policy | Client Testimonials | Annuity Search | Contact Us | Site Map

Annuity Experts Advice

Quick Answers to Annuity Questions
Annuity Losses Analyze And Avoid
Get Expert Annuity Online Quote
A Glance At Annuities Fees
Annuities Guide From Experts
Answers To Your Annuity Questions (FAQ)
AnnuityLibrary.com - One of the Best Annuities Comparison Site
AnnuityLibrary.com : Annuities Comparison
A Glance At Annuities Markets
Get Annuity Advice from Experts
Annuity FAQ at : AnnuityLibrary.com
Is an Annuity Good or Bad?
AnnuityLibrary.com: an Annuity Guide – Explore
Help from Online Annuity Advisor
Expert Calculation On Annuity Fees

Fixed Annuity

Immediate Annuity

Deferred Annuity

Variable Annuity

Life Annuity

Equity Indexed Annuity

Annuity Rates & Quotes

Annuity Calculation

Tax Sheltered Annuities

More Annuity Articles

Compare Fixed Annuity Compare Equity Indexed Annuities
www.AnnuityLibrary.com - One of the Best Annuities Comparison Site

AnnuityLibrary.com is an independent and reliable source of information about the various forms of annuities available in the financial market. It provides a one stop shopping experience for all information about annuities. It offers to compare between different forms and types of annuities and their rates and quotes, providing sufficient information and advice for you to select the best suitable annuity plan. Several eminent financial portals and publications recognize AnnuityLibrary.com as a leading authority in the field of annuities; it is recommended and referenced for reliable information about current market conditions and expert advice.

An annuity is a contract made between a person and a financial institution, such as a bank or an insurance company. The contract comprises the purchase of an annuity plan for a huge sum against a guarantee that the annuity seller will pay a specified amount of money at a specified time to the buyer. Consider the case of a retirement or a life insurance plan in which the buyer purchases the plan against a huge sum and is promised a fixed or variable sum of money immediately after the purchase or at a deferred date. This arrangement is advantageous for the purchaser as it assures a regular flow of income over a long period, sometimes, till death. This is advantageous for retirees for whom a monthly payment is assured even after he stops drawing his salary. For professionals with variable incomes, this plan ensures a regular flow of income and helps avoid huge tax payments. Annuities guarantee a fixed rate of return on your savings as they are unaffected by inflation.

However, while you plan your retirement or long-term savings or life insurance plan, you need to take care of a few things. The guarantees offered by each annuity company are as good as the company itself. You may lose your money if the company goes bankrupt. Therefore, it is important to buy from the best performing insurance companies or banks. When purchasing an annuity, you are somehow paying for the guarantees promised by the annuity seller. You may avoid paying for these guarantees if you do not need them. Some annuity plans tie up your saved money for a very long time. Keep an eye open to understand the disadvantage and whether the seller has a subdued clause to penalize you for taking out your money at times of emergency. Being alert can be safer.

You can use annuities to plan your long-term income stream and enhance your financial health. They can be right for you if you play your cards well. Comparing the various types of annuities and calculating the comparative advantage is a tricky job; you may consult the annuity experts at AnnuityLibrary.com for the best advice.

Various Annuity Programs
A Glance at Annuities Pro & Cons
A Glance at Annuity Advantages
Annuities Defined: An Overview
Annuities Good or Bad: An overview
Learn More About Annuities Online
Annuity Comparison: An overview
Annuity Options: An overview
Learn more about Annuities Investment
Learn about Annuities Basics
Learn about Annuities for Seniors
Learn about Annuity Payouts
Details About Annuities Advantages
Annuities Disadvantages:An Overview
More about Annuities for Retirement
More about Annuities & Taxes
Learn More with Annuity Glossary
More On Annuity Loans
Latest Annuity News
Compare Annuity Contracts
More Annuities Information
Compare Annuity vs Life Insurance
Details About Annuities Insurance
Annuities How They Work - Basic Guidelines
Annuity Contracts Explained
A Glance At Annuity History
Guaranteed Income From Annuities
Understanding Annuities Pensions
Help on Annuities & Retirement
Advantages of Annuities
Annuity Or Lump Sum: Your Decision
Get More Annuity Payout
Detail About Annuity Retirement Plans
Annuity Rules: An Overview
Annuities For Dummies- How They Work
Home | About Us | Legal Information | Privacy Policy | Client Testimonials | Annuity Search | Contact Us | Site Map
Copyright ©2007-10 Annuity Library