Much like 401(k)s or traditional IRAs, annuities provide a tax-deferred way to save for retirement. Fixed deferred annuities, like a bank certificate of deposit, pay a guaranteed interest rate on your principal deposit. The annuity interest rate is either fixed for the duration of the annuity, or the rate can vary from year to year. Your principal and interest earnings are committed for a specified term – typically from three to ten years. In return for limited access to your funds, a fixed deferred annuity pays an excellent rate of interest, offers tax deferral and provides a safe way to save for retirement. If this sounds attractive to you, the first step in securing a fixed deferred annuity would be to get an annuities quote.

The interest rates on fixed deferred annuities change quite frequently – even weekly. So even if you find a deferred annuities quote that you like, it may not be available much longer. Getting an accurate, up-to-the-minute quote is easy. First of all, an annuities quote can be obtained from AnnuityLibrary.com’s Web site. The latest rates and quotes are fed to the site daily. An annuities quote can also be acquired by calling the AnnuityLibrary.com Annuity Specialists at 1-800-998-4056.

It’s important to speak to an Annuity Specialist before buying a deferred annuity, for two reasons. First, it is essential to understand the deferred annuity’s terms and conditions, including the length of the surrender period. Our Annuity Specialists will carefully explain the ins and outs of the deferred annuity you are considering, and answer any questions you may have. Second, our Annuity Specialists are required to conduct a suitability assessment before selling you any annuity. This ensures that you are not buying an unsuitable financial product for your situation. So along with getting the best annuities quote, speaking with an Annuity Specialist results in a better understanding of your financial purchase.

Call 1-800-998-4056 to speak to an Annuity Specialist today.